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Saul R. Baumann

Hello! I’m Saul, a senior wealth advisor and financial planning specialist at Allodium Investment Consultants, located in Minneapolis, MN. I am dedicated to helping our clients reach their financial goals by specializing in investment strategies and comprehensive financial planning. When I am not advising clients, you will find me spending time with my wife, Khara, and daughter, Brielle. We live on a hobby farm, which supports my love of gardening and cooking. I have also been a downhill ski racing coach and enjoy outdoor activities, including canoeing, camping and photography.

Lump-Sum Investing vs. Dollar-Cost Averaging Round 1: Raw Returns

Saul R. Baumann

With higher savings and uncertain markets, many investors are asking whether to invest all at once or gradually over time. Understanding the trade-offs between lump-sum investing and dollar-cost averaging can help guide that decision.

Welcome to the Disciplined Investor Blog! 

Saul R. Baumann

Behavioral finance examines how psychological biases impact investment decisions. Understanding these tendencies and learning how to manage them can be key to building a more disciplined investment approach.