With comprehensive financial planning, it is possible to increase your net worth, achieve your financial goals, and prepare for unexpected life events. By listening to your unique hopes and objectives for the future, we help you get organized towards accomplishing your dreams.
We bring various components together into a cohesive financial plan. Beginning with a financial position analysis, we develop your net worth statement, cash flow summary, and debt review.
Our team can provide investment planning, including a formal investment policy, asset allocation recommendations, and investment selection and monitoring. We also offer increased tax efficiency within strategic income tax planning.
We can also help you with estate planning, wealth transfer planning, and risk management analysis in insurance planning.
Our specific services include, but are not limited to the following:
You may have many questions about retirement. At what age should you retire? Will your money last throughout the years? What should your monthly spending be? Planning for retirement can become complicated as your spending needs may shift over time.
At Allodium Investment Consultants, we offer a nuanced approach to financial retirement planning by considering the long-term changes in your leisure activities, healthcare spending, basic living expenses, and inflation through the “age bands” of retirement.
If you are interested in retirement planning advice and services, we can prepare income projections for retirement and assist you in developing a savings plan, a tax-efficient withdrawal plan, optimal IRA distribution plans, and Roth conversions for increased tax efficiency.
Regardless of your goals and financial situation when investment planning for retirement, our independent financial planners are equipped to help you align your finances with your objectives.
The continuous discretionary management of your investment portfolio is a core service that supports the other components of your comprehensive financial plan. Our team at Allodium can also provide the following services:
- Comprehensive Assessment of Your Financial Position
- Asset Allocation Strategy and Risk Management
- Investment Manager Search and Selection
- Socially Responsible Investing (SRI)
- Investment Performance Monitoring
- Reporting and Evaluation
- Periodic Investment Portfolio Rebalancing
- Investment Policy Formulation
Discretionary investment management is part of our regular wealth management services that we provide. However, we also offer non-discretionary investment consulting. Non-discretionary investment consulting means you retain control over your investment decisions while we provide the research, analysis and guidance to help you make informed choices.
For individual investors and families with complex portfolios, managing investments can require significant time, knowledge and oversight. Our investment consulting services are designed for investors who want objective, independent advice while remaining actively involved in the important decisions affecting their portfolios. This service includes:
